My Wife Drained Our Son’s College Fund and Fled With Her Lover – Then My 10-Year-Old Son Spoke Up and Said…

“What? What the hell?“.

She burst into the bedroom, her phone clutched in her hand, her face pale.

“Andrew, something’s wrong with my bank account“. “What kind of wrong?” I asked, setting down my book.

“The money.” She stopped herself, realizing what she was about to admit. “There’s been some kind of error, a major error“.

“What money, Jessica?“.

She stared at me, trapped by her own words.

“My personal account, the one I use for my own expenses“. “Someone stole from it“. “How much?“.

Her jaw tightened.

“That’s not really your concern, is it? It’s my private account“. “Right,” I said carefully. “Your private account, the one you funded by stealing from our son’s college fund“.

The color drained from her face completely.

“I don’t know what you’re talking about“. “Yes, you do. Tyler found all your transactions, Jessica. Every transfer, every text message with Blake, everything“.

She sat down on the edge of the bed, her hands shaking.

“Andrew, I can explain“. “Can you explain why you stole $127,000 from your own child? Can you explain why you’ve been planning to abandon your family for some deadbeat with a criminal record?“.

Tears started running down her face, but they looked more like panic than remorse.

“Who has my money? Where did it go? The bank says the transfer is irreversible“. “I don’t know,” I lied. “Maybe the universe has a sense of justice“.

“This isn’t funny, Andrew. That money was…“. She stopped again.

“Was what? Was stolen from us in the first place?“.

Jessica stood up, pacing the room.

“I need that money. Blake and I have plans. We’re leaving next week. Everything is already arranged“.

The casual way she said it, like she was discussing a vacation rather than abandoning her family, made something inside me snap.

“You’re not going anywhere with that money,” I said. “Because it’s gone. And I’m filing for divorce first thing tomorrow morning. Tyler deserves better than a mother who would steal from him“.

“You can’t keep me from my son,” she said, her voice rising. “I’m not keeping you from anyone. You made your choice when you chose Blake and his Portugal fantasy over your own child“.

Jessica grabbed her phone, started making calls, first to her bank, demanding they reverse the transaction, then to Blake, her voice hysterical as she explained that the money was gone. I could hear his anger through the phone, his accusations that she’d messed everything up.

The next morning, Jessica was gone. She’d packed a bag during the night and left without saying goodbye to Tyler. Her note on the kitchen counter was brief.

“I need time to think. Don’t try to contact me“.

Tyler found the note when he came down for breakfast. He read it, crumpled it up, and threw it in the trash.

“Good riddance,” he said, his voice steady. “Tyler, she chose him over us. Dad, we’re better off without her“.

I couldn’t argue with that logic, even coming from a 10-year-old. 2 days later, my phone rang. Jessica’s name lit up the screen. I considered not answering, but curiosity got the better of me.

“Andrew, please, I need your help,” she said without preamble. Her voice was desperate, ragged with crying.

“What’s wrong?“.

“Blake left me after the money disappeared. He said I was useless to him. He’d only been with me for the money. And now the bank is investigating the transfers from the college fund account. They’re saying it looks like embezzlement because it was a custodial account for Tyler. I could face charges“.

I felt nothing but cold satisfaction.

“You should face charges, Jessica. You stole from your own child“. “Please, Andrew. I made a terrible mistake, multiple mistakes, but I’m still Tyler’s mother. I need help. The bank wants documentation of where the money went. If I can’t explain it, they’re involving the police“.

“That sounds like your problem, not mine“.

“What about Tyler? Don’t you care what this will do to him if his mother goes to prison?“. “What it will do to him? Tyler is the one who discovered your theft. He’s the one who protected us from your betrayal. He’s shown more maturity in the past week than you’ve shown in your entire life“.

Silence on the other end. Then quietly,

“Tyler knew?“. “Tyler knew everything. He documented everything. He’s been watching you for months, hoping you’d stop, hoping you’d change your mind. And when you didn’t, he took action“.

“What kind of action?“. “The kind that made sure you couldn’t destroy our lives completely“.

Another long silence.

“Did Tyler take the money?“. “Tyler is 10 years old, Jessica, but he’s smart enough to know that sometimes you have to protect yourself from the people who are supposed to protect you“.

“I need to talk to him. I need to explain“. “There’s nothing to explain. You chose another man and money over your family. Tyler understands that perfectly. He doesn’t need your explanations or your excuses“.

“Andrew, please, I know I don’t deserve it, but I’m begging you. Help me figure out what happened to that money. If I go to prison, Tyler loses his mother“. “Tyler lost his mother the day you decided Blake Sutherland was more important than your own son“.

I hung up. The phone rang again immediately, but I didn’t answer it. It rang 17 more times that day. I blocked the number.

That evening, Tyler and I sat down with the laptop again.

“We need to talk about the money,” I said. “Are you mad?” he asked, his confidence from earlier fading.

“I should be. What you did was technically illegal, even if the money was ours to begin with. But I’m not mad, Tyler. I’m impressed and a little scared of how smart you are“.

He grinned, relieved.

“So what do we do with it?“. “We’re going to do the right thing,” I said. “We’re going to convert that cryptocurrency back to regular money, put it into a proper custodial account that only I can access, and save it for your college, just like it was always meant to be“.

“What about Mom? What if she comes back?“. “Your mother made her choice. Now she has to live with the consequences“.

Over the next few weeks, things moved fast. I filed for divorce citing abandonment and financial fraud. My lawyer was a woman named Patricia Hoffman, who had handled several high-asset divorces and had a reputation for being ruthless when necessary.

“This is one of the more clear-cut cases I’ve seen,” Patricia said after reviewing Tyler’s evidence. “Your wife systematically stole from a custodial account, which is a serious crime. She also abandoned the family. You’ll get full custody, no question. The only issue is whether you want to press criminal charges“.